Insurance Claims & Commercial Estimator (Construction)
Full Time • Denver
Replies within 24 hours
Benefits:
- 401(k) matching
- Health insurance
- Opportunity for advancement
Company: A2Z Builders
Location: Denver, CO (Hybrid flexibility)
Job Type: Full-Time | In-House
Compensation: Competitive salary + performance incentives (DOE)
Location: Denver, CO (Hybrid flexibility)
Job Type: Full-Time | In-House
Compensation: Competitive salary + performance incentives (DOE)
Job Summary
A2Z Builders is a full-service general contractor based in Denver, CO, specializing in high-quality residential and commercial construction, with a rapidly growing insurance claims division. We pride ourselves on professionalism, precision, and integrity in every step of the project lifecycle.
We're looking for a detail-oriented, experienced Estimator who thrives in both the insurance restoration and commercial estimating environments. This is a unique opportunity to join a fast-growing team and help shape the future of our internal estimating and claims handling process. The ideal candidate is analytical, detail-oriented, and has a proven track record as an Estimator.
Responsibilities
- Prepare detailed estimates using Xactimate based on inspection reports, scope notes, and documentation
- Draft and submit supplement requests with supporting materials (photos, code references, manufacturer documentation)
- Communicate directly with insurance adjusters via email, phone, and portal uploads to negotiate and resolve claims
- Collaborate with project managers and office team to ensure all supplements are logged, tracked, and followed up
- Help train internal team on how to prepare and explain supplements as needed
- Determine the key variables for cost and conduct research to determine expected labor and materials costs
- Gather comp and sub bids when required and negotiate with service providers to secure the best possible prices
- Budget and forecast using appropriate software
Qualifications
Insurance Claims (Residential & Commercial):
Insurance Claims (Residential & Commercial):
- Bachelor’s degree in mechanical engineering or a related field
- Certified Professional Estimator (CPE) is preferred
- Previous experience as an Estimator is preferred
- Ability to forecast building costs and knowledge of estimation formulas
- Strong mathematical and analytical skills
- Skilled in relevant software (Timberline, HCSS HeavyBid)
- Excellent research, writing, and negotiation skills
Commercial Estimating:- Prepare and review commercial bids, proposals, and takeoffs (labor, materials, subcontractor quotes)
- Develop project scopes, timelines, and cost breakdowns for multi-phase commercial jobs
- Coordinate with designers, PMs, engineers, and vendors during bid development
- Attend commercial walkthroughs and pre-bid meetings when required
Qualifications- 3+ years of experience in insurance claims estimating and/or commercial construction estimating
- Proficient in Xactimate (Level 2 preferred), and understanding of insurance supplement process
- Familiar with IBC, IRC, local codes, and commercial bid standards
- Strong communication skills, especially with adjusters and carrier representatives
- Knowledge of building materials, assemblies, and trade sequencing
- Experience working in a CRM (Leap experience a plus)
- High attention to detail and ability to manage multiple deadlines
Preferred Traits
- 3+ years of experience in insurance claims estimating and/or commercial construction estimating
- Experience estimating roofing, exterior, structural, and finish trades
- Comfortable working closely with PMs, office teams, and executive leadership
- Proactive mindset: doesn’t wait for instruction—asks the right questions
- Ability to write clear, professional letters (e.g., supplement narratives)
- Comfortable navigating ambiguity in insurance carrier responses
- What We Offer
- Competitive salary with performance-based bonuses
- Room to grow into leadership roles as our division scales
- Supportive, high-performance team culture
- Opportunity to shape internal estimating processes and SOPs
- Paid time off, holidays
- Tools and technology to support your role (Xactimate, CRM access, templates, etc.)
- Competitive salary with performance-based bonuses
- Prepare and review commercial bids, proposals, and takeoffs (labor, materials, subcontractor quotes)
Compensation: $50,000.00 - $90,000.00 per year
Family-Owned and Operated General Contractor in Denver, CO
We are passionate about construction with a vision to expand our reach, mixed with years of industry experience to achieve that vision.
Building or remodeling a home is best described as a collaborative effort between a client and designer, representing a valuable investment within your home.
We understand that building something new takes dedication, expertise, and trust. All of which are qualities demonstrated through our all-in-one multi-level design and construction process.
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